Home & Renters Insurance in La Mesa, Ramona & San Diego County

Your Home Deserves the Right Protection

Coverage for Every Kind of Home Life

From condos in La Mesa to rentals in Ramona, Colston Insurance helps homeowners and renters across the San Diego area find policies that fit. Whether it’s your first apartment or your forever home, we’ll help you understand what’s covered, avoid costly gaps, and protect your personal property and liability with ease.

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Homeowners Insurance

Protect your home from fire, theft, natural disasters, and liability—all tailored to your needs and your neighborhood.

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Renters Insurance

Cover your belongings, personal liability, and peace of mind without breaking your budget. Renters insurance is affordable and essential.

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Condo & Landlord

Own a condo or manage a rental? We offer specialized policies for shared walls, multi-units, and habitational property coverage.

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We Make It Easy to Get Covered

We walk you through every option, explain what matters, and help you avoid the fine print confusion. Our job is to make sure you feel confident—not overwhelmed—about your policy. Whether you’re renewing an old plan or insuring a new place, we’ll help you do it right the first time.

Protect your space without the stress.

Ready to Talk? We’re Right Down the Street.

As a local agency, we’re just a phone call—or a short drive—away. Give us a few details, and we’ll get started on a custom quote that fits your life and your budget.

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Frequently asked questions

  • Is renters insurance required in California?

    While it’s not legally required, many landlords do require renters insurance as part of the lease. Even if it’s not mandatory, it’s a smart and affordable way to protect your belongings and liability.

  • What does homeowners insurance typically cover?

    Standard homeowners policies cover your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable. We’ll walk you through your options to make sure you're fully protected.

  • Do you offer bundle discounts for home and auto insurance?

    Yes! Bundling home and auto coverage can save you money and simplify your policy management. Ask us about available bundle options during your quote.

  • Can I get a policy even if I have a claim history or older home?

    Absolutely. We work with multiple carriers to find policies that fit a wide range of properties and situations—including older homes or clients with past claims.