Auto & Motorcycle Insurance in La Mesa, Ramona & San Diego County

Four On the Road or on Two Wheels, We've Got You Covered

Reliable Protection for How—and Where—You Drive

Whether you’re commuting down the 8, exploring East County roads, or cruising coastal highways, Colston Insurance provides the protection you need. From basic liability to full-coverage options, we help drivers in La Mesa, Ramona, and across the San Diego area get insurance that fits their vehicle, lifestyle, and budget—without the confusion or upsell.

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Auto Insurance

Collision, liability, uninsured motorist—get the protection that meets California’s requirements and your peace of mind.

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Motorcycle Insurance

From cruisers to sport bikes, we’ll match you with the coverage that keeps you road-ready and legally compliant.

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RV & Specialty Vehicle Policies

We also help insure recreational vehicles, boats, and trailers—so your adventures are always backed by the right plan.

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Local Agents. Flexible Coverage. No Call Center Runaround.

We're not here to upsell—we're here to explain. Our team works with top carriers to give you side-by-side options, helping you choose coverage that fits your budget and driving style. We’ll even walk through discounts you might qualify for and help with DMV paperwork if needed.

Drive smart. Ride protected.

Let’s Get You Rolling with a Better Policy

You don’t have to figure it out alone. Let us do the legwork, compare quotes, and help you make a confident choice. One quick call and you’ll know exactly where you stand.

A man is standing next to a motorcycle on the side of the road.

Frequently asked questions

  • What’s the minimum car insurance required in California?

    California law requires liability coverage of at least 15/30/5. But that might not be enough depending on your assets and vehicle—ask us what’s right for you.

  • Can I bundle auto and home insurance?

    Yes! We offer multi-policy discounts that can save you money. Bundling also makes managing your coverage easier.

  • Is motorcycle insurance mandatory in California?

    Yes. At a minimum, you need liability coverage. But we recommend adding protection for your bike, accessories, and medical expenses.

  • Do you insure teen drivers or high-risk drivers?

    Absolutely. We work with a wide range of carriers to find coverage for all types of drivers—even new or previously uninsured ones.